Financing

Financing

Like to buy an item from us, but don’t quite have enough money on hand to purchase today? Consider taking advantage of our Easy Layaway Plan – 90 days or try our zero down financing option. DSP Armory offers gun financing as well as a layaway program that’s right for you. We are serious about providing you with the tools need to get you shooting TODAY.

Layaway Plan (Available on Items over $750.00 not to exceed $5000.00)

The layaway plan is very simple to use.  Just place your order online as you normally would, and select ‘LAYAWAY’ as your payment option during checkout.  Upon receipt of your non refundable 20% deposit (personal check, bank check, money order or credit card), we will secure your firearms(s) from our inventory and activate your 90 day Layaway Plan. During the layaway period, you can either make several payments, or just make one final payment at the end of 90 days, at which time we will ship your item or it can be picked up in our retail store.  There will not be a penalty for paying your layaway in full before the 90 days.  Each layaway will have a one-time fee of $50.00

Special orders: We are happy to build a rifle to your specifications; however, this type of order requires the layaway to be paid in full before the rifle can be assembled.  Orders with engraving and colors other than black are considered a special order, require a 50% deposit.  All other orders will require a 30% deposit at time of order.

Making payments is simple. Just call us at 662-862-4272 and we can take a credit card payment over the phone.

We regret that under no circumstances will your layaway be held longer than 90 days.

If we haven’t received payment in full when your 90-day term expires, your layaway will be canceled and any and all payments will NOT be refunded.  Once a rifle has been ordered you may cancel your order but payments made will NOT be refunded.

You may have one active layaway at a time. But, once you pay off a layaway, feel free to start another one!

This EASY LAYAWAY PLAN is ALSO available to local shoppers in our retail outlet.

NOTE: LAYAWAY is NOT available on Silencers or AOW’s. These items require a 100% deposit. Layaway terms DO NOT apply to Sale Prices, Free Shipping, or other promotions.  Management reserves the right to revise or revoke these terms if necessary.

Gun Financing (Available on Items over $1000.00 not to exceed $5000.00)

Gun financing is easy with DSP Armory! With no money down, you’ve got nothing standing in your way of taking your new rifle home today. We’re here to help guide you through the process.

Gun financing not right for you? With our 90-day layaway program, we’ve got a solution for everyone.

Just five simple steps to apply for the Retail Financing Program:

Step 1. Complete the credit application. You will be asked to provide your basic demographic information including your monthly household income. Remember to add the income of everyone in your household including your spouse’s if applicable, even if you are applying just for yourself.

Step 2. Read and acknowledge the Application Agreement (Consent to Review Credit), Privacy Policy, ACH Consent Notice and Consent to Receive Information Electronically by checking the appropriate box and then submitting your application.

Within 60 seconds you will receive your initial credit decision; either a pre-approval notice or a denial. If you are pre-approved you will receive a notification explaining the credit limit for which you qualified and the specific terms of your contract. If you have been denied you will receive an email with the specific reason(s) for the denial.  Applicants who are denied because of FICO score will be referred to the Credit Bureau.  Applicants who are denied for other reasons can contact Sandbar Acquisition Company, LLC Customer Service Toll-Free at (844) 223-2632 to appeal the denial or resolve any issues.

Step 3. Send an electronic copy of your current state-issued photo identification to: info@commonwealthordnance.com. Quick Tip: take a picture of your ID with a cell phone and send it via email.

Step 4. Contact the DSP Armory. Please call us and we will be happy to provide you with the contact information. Remember, the minimum financing amount is $750.00.

Step 5. When your product invoice is complete you will receive an email from Sandbar Acquisition Company, LLC with a link to your documents. This step must be performed on a laptop or desktop. If you choose ACH as your method of payment, you will be asked to provide the bank routing number and account number from which your ACH payments will be withdrawn. Your financial institution will be verified instantly and you will then be prompted to electronically sign your loan documents. Once the e-signature process has been completed, and your order is ready to be picked up or shipped, Sandbar Acquisition Company, LLC will disburse your loan funds directly to the dealer. You will be notified by the dealer when your order is complete and your purchase is ready to be picked up or shipped.

NOTE: Financing is NOT available on Silencers or AOW’s. These items require a 100% deposit. Management reserves the right to revise or revoke these terms if necessary.